Filing your 2025 tax return: key deadlines and what's different this year
If you're an individual filer, the 2026 filing season is for your 2025 tax year return. The Canadian deadline is April 30, and self-employed filers have until June 15 (though any balance owing is still due April 30). For US filers, the deadline is April 15. This year I'm paying special attention to the final year of TCJA rates on the US side and the full impact of Canada's higher capital gains inclusion rate on 2025 investment income. If you file in both countries — or in Quebec — reach out early so we have time to coordinate.
Read moreRRSP deadline March 2: make your 2025 contribution count
The RRSP deadline for the 2025 tax year is March 2, 2026. With Canadian marginal rates unchanged, the math on RRSP contributions remains compelling at higher income levels. I can also help with overcontributions and the RRSP/FHSA interaction for homebuyers. Don't leave this to the last day.
Read moreThe post-TCJA tax landscape: what actually changed on January 1
Congress did not extend the TCJA individual provisions. As of January 1, 2026: the top rate is 39.6%, the standard deduction is roughly halved, personal exemptions return at ~$5,300 each, and the child tax credit drops to $1,000. I've been running updated projections for all my US-filing clients and adjusting strategies accordingly.
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